Ghana, known as the “Gateway to Africa,” is a vibrant and welcoming country with a rich culture, growing economy, and beautiful landscapes. If you’re considering relocating to Ghana, here are 10 tips to make your move smoother, including insights into the top two cities to consider living in: Accra and Kumasi.

1. Choose the Right City

• Accra: As the capital city, Accra is the heart of Ghana’s economic and political activities. It offers modern infrastructure, a bustling nightlife, and diverse communities. It’s ideal for professionals, entrepreneurs, and those seeking an urban lifestyle.
• Kumasi: Known as the cultural capital, Kumasi is home to the Ashanti Kingdom. It has a slower pace of life compared to Accra and is rich in history and tradition. It’s perfect for those who appreciate cultural immersion and a more relaxed environment.

2. Understand the Cost of Living

Ghana’s cost of living varies depending on the city. Accra is generally more expensive due to its urban amenities, while Kumasi offers a more affordable lifestyle. Research housing, transportation, and food costs to create a realistic budget.

3. Secure Housing Before Arrival

Finding suitable accommodation can be challenging. Use trusted real estate agents or online platforms to find a home before you arrive. Areas like East Legon and Cantonments in Accra or Ahodwo in Kumasi are popular among expats.

4. Get Familiar with the Visa Process

Ensure your visa is in order before traveling. Ghana offers various visa types, including tourist, work, and residence permits. If you’re planning a long-term stay, consider applying for a residence permit once you’re settled.

5. Open a Local Bank Account

Opening a bank account in Ghana will make managing finances easier. Popular banks include GCB Bank, Ecobank, and Zenith Bank. You’ll need identification, proof of address, and a valid visa.

6. Learn Basic Twi or Ga Phrases

While English is the official language, learning a few words in local languages like Twi (spoken widely in Kumasi) or Ga (spoken in Accra) will endear you to locals and enhance your experience.

7. Prepare for the Climate

Ghana has a tropical climate with a wet and dry season. Invest in lightweight clothing, sunscreen, and insect repellent. Stay hydrated, especially during the hot months.

8. Familiarize Yourself with Local Transportation

Public transportation options include tro-tros (shared minivans), taxis, and ride-hailing apps like Bolt and Yango. Accra has a better-developed transportation network, while in Kumasi, private cars or taxis are more common.

9. Understand the Healthcare System

Healthcare facilities in Ghana range from public hospitals to private clinics. Consider getting health insurance and research nearby healthcare providers. Accra has the best medical facilities, but Kumasi also has reputable options.

10. Embrace the Culture and Community

Ghanaians are known for their hospitality. Attend festivals like Homowo in Accra or the Akwasidae Festival in Kumasi to immerse yourself in local traditions. Build connections with locals and other expats for a smoother transition.

Final Thoughts

Moving to Ghana is an exciting opportunity to experience a dynamic and culturally rich country. Whether you choose the bustling city life of Accra or the cultural charm of Kumasi, these tips will help you settle in and make the most of your new adventure.